When you plan a trip, it is vital that you also account for travel insurance too. The coverage can come in handy in case you face any unexpected incidents on your trip.

Published Date – 01:30 PM, Thu – 12 January 23

Meta: Getting the most out of your travel insurance is the best way to travel safely and with a Bajaj Allianz Travel Insurance plan, you can get value for your money. (160)

When you plan a trip, it is vital that you also account for travel insurance too. The coverage can come in handy in case you face any unexpected incidents on your trip. In fact, if you travel often, getting insurance is key as it serves as a safety net.

Today, there is a vast majority of insurers offering travel insurance. This means you have plenty of choices but you must pick one that has the benefits you need. One option to consider is the Bajaj Allianz Travel Insurance.

With affordable premiums, you get adequate coverage for a number of emergencies that may occur during your trip. That’s not all, you get various types of Bajaj Allianz Travel Insurance policies.

To help you make the right choice, here are a few tips to keep in mind.

Choose The Right Type Of Insurance

Your needs will vary based on the nature of your trip. As such, you should take some time to plan before you avail a policy. This will ensure that you get the coverage you need at a cost-effective price. If you are a solo traveller and purchase family travel insurance, you may get almost the same coverage but pay more.

With the Bajaj Allianz travel insurance, you get access to over ten different types of policies. Choose the one that best suits your needs and make your travel stress-free.

Check If The Sum Insured Is Adequate

Having appropriate cover is vital. If you are underinsured, you may have to bear out-of-pocket expenses, and if over-insured, you may pay more in premiums. In any case, your finances take a hit.

The way to determine if the sum insured is sufficient is to look at your trip destination and purpose. With your destination decided, you can get an estimate of the costs that you may incur. With the purpose, you determine the probability of you using the insurance.

Determine The Policy Period

Your policy period determines how long you are covered under the policy. Ensuring that you have continued insurance and not a void policy is the best way to secure your finances.

If you don’t travel often, purchasing a policy every time you take a trip can be your best bet. On the other hand, if you travel frequently, you can opt for a multi-year policy. This will reduce the hassle of purchasing a new policy every time.

Assess The Claim Process

The claim process of your insurer is vital in ensuring that you have a stress-free experience. Given that you may be in an unknown place, having a simple claim process can ease your experience.

With Bajaj Allianz travel insurance, you have a seamless claim process. You also get 24×7 support to ensure that claim settlement is easy and quick.

Get The Right Add-Ons

Add-ons give you extensive cover, ensuring that you are not blindsided by an expense that could have been covered under your travel insurance. A majority of lenders offer a wide range of add-on covers.
Your selection of add-on covers should be based on the purpose of your trip. If you are going on an adventure trip, choose an add-on that offers cover for risk associated with activities you intend to do.

These additions to the base plan can make all the difference, especially if there’s a specific risk associated with your travel plans. Be mindful of these factors, and decide accordingly.

Keep the above tips in mind when you finalise your travel insurance and keep your travel stress-free. With simple, easy, and quick processes, Bajaj Allianz travel insurance also offers a host of add-on covers to choose from and get a comprehensive cover. That’s not all, the policy also covers over 200 countries and islands around the globe.


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